- 02 438 million wallets, one app update
Stripe already owns stablecoin issuance, wallets, and a chain. Buying PayPal would put 438 million funded accounts one app update from Web3.
- 01 Never double-charge: the UPDATE is the lock
Fixed Temporal workflow IDs, an UPDATE that doubles as a lock, and fail-closed reconciliation: layering double-charge protection into a payments system.